A tired and jaded Major Evert Fulton returns from the Napoleonic Wars to collect an inheritance left to him by his brother. He finds his beautiful sister-in-law, Olivia, has somehow managed to squander her portion leaving her penniless, but extremely proud. How she has accomplished this would seem straightforward considering her extravagant style in clothing and friends and yet is that the truth? And what other secrets hide behind her less than welcoming response to his homecoming?